Convert US dollars to Saudi riyals with the live USD to SAR converter. The riyal is pegged to the dollar, so the rate is steady and the tool is mainly useful for quick totals before travel, transfers or payments.
1 USD = SAR 3.7500 (mid-market rate on 6 Oct 2026). The live converter loads here.
USD to SAR rate today
The riyal is pegged to the dollar, so the mid-market rate stays at about SAR 3.75 for one US dollar. On 6 October 2026 it stood at exactly that level and did not move during the previous 30 days. The amount you actually receive depends on the margin and fee charged by your bank or exchange company.
How to convert USD to SAR
Multiply the amount in US dollars by the current rate: SAR = USD × USD/SAR rate. At a rate of 3.7500, $100 equals 100 × 3.7500 = SAR 375.
To convert Saudi riyals back to US dollars, divide by the same rate: USD = SAR ÷ USD/SAR rate. For example, SAR 1,000 ÷ 3.7500 is about $266.67.
- Enter the amount in US dollars in the first box of the converter.
- Read the value in Saudi riyals in the second box – it updates as you type.
- Tap the round swap button to convert SAR to USD instead.
About the US dollar and the Saudi riyal
Saudi Arabia has kept the riyal (SAR) fixed at 3.75 per US dollar since 1986. The Saudi Central Bank (SAMA) defends the peg with reserves built up from oil exports, which are priced in dollars.
The peg gives businesses and visitors certainty: a price in dollars converts to almost the same number of riyals every day. It also ties Saudi interest rates closely to those set by the US Federal Reserve.
What moves the USD to SAR rate?
- The official peg: 3.75 riyals per dollar anchors the market rate.
- Provider margins: banks and exchange companies buy and sell a little either side of the peg.
- Oil revenue and reserves: they provide the backing that keeps the peg credible.
- Transfer and card fees: for individuals these usually matter more than the rate.
Who converts US dollars to riyals?
Pilgrims travelling for Hajj and Umrah, business visitors, expatriate workers and companies trading with the Kingdom all convert dollars to riyals. Carrying a mix of cash and a card with low foreign-transaction fees is a common way to keep costs down, and exchanging at banks or licensed money changers is safer than using informal dealers.
Mid-market rate vs the rate you get
No bank or exchange company trades with customers at the exact mid-market rate. Each provider sets a buying rate and a selling rate around it and keeps the difference as its margin, sometimes with a separate transfer fee. The fairest way to compare services is to ask how much will arrive after every charge.
USD to SAR – frequently asked questions
How much is 1 USD in SAR today?
On 6 October 2026 the mid-market rate was about SAR 3.7500 for 1 US dollar. The converter at the top of this page always shows the latest figure.
How much is $1,000 in Saudi riyals?
At a rate of 3.7500, $1,000 is about SAR 3,750. Enter 1000 in the converter to see the value at today’s rate.
Why is the USD to SAR rate always around 3.75?
The Saudi Central Bank fixes the riyal to the dollar at 3.75 and has held that rate since 1986, so the market rate barely moves.
Do I need riyals in cash for Umrah or Hajj?
Cards are widely accepted in Makkah and Madinah, but some cash in riyals is useful for small purchases and transport. Exchange only what you need and keep the receipt.
Is this the rate I will get from a bank or transfer service?
Usually not exactly. The figure shown is the mid-market reference rate. Banks and transfer services apply their own customer rates, which include a margin and sometimes extra fees.
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Disclaimer: The rates on this page are for general information only and are not financial advice. Please confirm the final rate with your bank or transfer provider before making a transaction.